DISCLAIMER

The materials on this site have been prepared by Murphy, Murphy & McCalman, P.C. for general background and written for people resident in, or affected by, the laws of the State of Alabama only - as the requirements established by state law often differ significantly from one state to the next. This website and the associated documents are are not legal advice and are provided "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. You should not act upon this information without consulting an attorney for individual advice regarding your own situation.

Rule 7.2 of the Alabama Rules of Professional Conduct require the following statement: "No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers."

ACCESS TO THIS SITE

Please read the terms of use of this site carefully. These terms may have changed since your last visit to this Internet site and, by use of this site, you indicate your acceptance of these terms. Murphy, Murphy & McCalman reserves the right to alter, suspend or discontinue this site at any time for any reason, without notice or cost, whether intentionally or due to maintenance or malfunction of computer equipment. We further reserve the right, in our absolute discretion, to reject any requests for information or resources, or to discontinue providing information or resources to any person, for any reason whatsoever.

Any personally identifiable information requested on this site, including your address and email address, is used solely to identify you or enable us to track the distribution of the documents that we publish. We may use the information we collect when you contact us to send documents or correspondence to you. We do not share information with third parties without your prior consent or when necessary to protect our rights or property and expressly reserve all rights relating to the distribution of information collected where required by law.

ATTORNEY-CLIENT RELATIONSHIP

This site is for information and does not, nor is it intended to, create an attorney-client relationship between you and Murphy, Murphy & McCalman, P.C. or any of the firm's attorneys. We cannot establish such a relationship until we first know that doing so would not create a conflict of interest. In contacting the firm by any method, please do not disclose sensitive or confidential information until we determine that we can represent you. Any communications regarding a matter for which we do not already represent you may not be privileged or confidential.

ATTORNEY-CLIENT PRIVACY POLICY

As attorneys, we collect nonpublic personal information, from bankers, real estate agents, accountants, insurance agents and other advisors, as well as from our clients. Such information may include your name, address, telephone number, and personal and family financial information.

It is our policy not to disclose nonpublic personal information that we collect as described above on our clients and former clients to anyone, except as authorized by you or as required by law. In providing legal services to our clients, however, it may be necessary to disclose nonpublic personal information to non-affiliated persons that perform services or functions on our behalf, such as, your lender, accountant, appraiser, insurance agent and real estate agent. We may also be obligated to disclose any or all of the nonpublic personal information described above, as permitted by law. For example, we may be obligated under the law to disclose information in response to lawful requests from law enforcement agencies or in reporting requirements of the Internal Revenue Service.

We restrict access to nonpublic personal information about you to our employees and to those whom we determine have a legitimate need to access such information for your benefit. However, the Alabama Rules of Professional Conduct apply at all times to the protection of our clients' confidences. We maintain security procedures that are designed to protect our client information and educate our employees about the importance of confidentiality.

COPYRIGHT

This web site and all its contents are copyrighted 2019 by Murphy, Murphy & McCalman, P.C. All rights are reserved. Permission is granted to view, store, print, reproduce and distribute material contained in this site provided that (a) none of the material is modified, and (b) this page is included with any materials distributed from this site. Distribution of material from this site for commercial purposes is prohibited without written permission from this firm. J. Mark Murphy is the responsible attorney with respect to the content of this site. Our principal office is 5 East Court Square, Andalusia, Alabama 36420.